When it comes to building wealth, two of the most popular investment avenues are real estate and the stock market. Both offer opportunities for substantial returns, but they differ greatly in terms of risk, liquidity, and investment strategies. Deciding which one is better for you depends on your financial goals, risk tolerance, and time horizon. […]
Investing
Rating Bonds
Before you add bonds to your portfolio, you should understand how they work and what variations exist among them. Just as importantly, you need to identify the risks that come with owning bonds and how you can protect yourself from them. Bond Basics Bonds are essentially IOUs, issued by federal, state, and municipal governments as […]
The Many Types of Investment Risk
It is important for investors to understand that every investment has its own set of risks. One key to successful investing is to recognize the different types of risks that could be a threat to one’s financial well-being and to take steps to minimize their impact. What follows is an overview of the primary forms […]
Diversification: A Tool to Temper Risk
Market volatility is a given in the investment world, so employing strategies to cope with fluctuating market values should be a priority. Diversification — spreading your money among many different investments and investment types — is one such strategy.1 Although you can’t eliminate volatility, diversifying your investment portfolio may help you manage it. A First […]
Help if You Want It: Lessons From Your Account Statement
An account statement can provide investors with a wealth of information about their investments. How closely do you look at your brokerage account statement? Your statement can tell you a lot about your investments. The following key elements of your statement contain important information that can help you assess the health of your portfolio. Account […]
Top Tax Benefits of Real Estate Investing
Real estate investing comes with significant tax benefits. Find out how to identify the top tax strategies for maximum benefit and how to use them to your advantage come tax time. As with all deductions, consult your tax accountant for the most up-to-date on what is/is not allowed regarding tax deductions related to real estate […]